A bank levy happens when the IRS legally freezes your bank account and takes funds directly to satisfy unpaid tax debt. Once the levy is issued, your bank typically holds the funds for 21 days before sending the money to the IRS. That short window is often your best opportunity to act. Depending on your situation, you may still have options available, including payment plans, hardship relief, or other IRS resolution strategies. Infinity Tax & Accounting helps Houston individuals and small business owners understand their options and communicate directly with the IRS before the situation becomes more serious.

What is an IRS Installment Agreement?

An Installment Agreement is a formal payment plan with the IRS that allows you to pay your tax debt over time instead of all at once. For many taxpayers, setting up a monthly payment plan can help stop aggressive collection actions like bank levies, wage garnishments, and repeated IRS notices. The right agreement depends on your financial situation, income, and total tax balance. Infinity Tax & Accounting helps Houston individuals and small business owners understand their options, prepare the required documentation, and work directly with the IRS to create manageable payment solutions.

Why should I file delinquent tax returns now?

Filing delinquent tax returns is often the first step toward resolving IRS problems. Waiting can lead to larger penalties, continued IRS notices, and possible enforced collections. If returns remain unfiled, the IRS may create a Substitute for Return using income reported to them, often without deductions or credits you may qualify for. Filing can also protect potential refunds and help you qualify for IRS relief programs such as Installment Agreements or Offers in Compromise. Infinity Tax & Accounting helps clients get caught up, reduce uncertainty, and create a clear path forward.

What is an Offer in Compromise?

An Offer in Compromise, also called an OIC, is a program that may allow you to settle IRS tax debt for less than the full amount owed. It is designed for individuals and business owners who cannot realistically pay their balance in full without creating significant financial hardship. The IRS reviews income, expenses, assets, and overall ability to pay before approving an offer. Infinity Tax & Accounting helps clients determine whether they may qualify, avoid common mistakes, and prepare supporting documentation for the IRS.

Can tax debt be discharged in bankruptcy?

In some situations, older IRS income tax debt may be eligible for discharge through bankruptcy. Tax debt may qualify if it involves income taxes, the tax return was originally due at least 3 years ago, the return was filed at least 2 years ago, the IRS assessed the tax debt at least 240 days ago, and there was no fraud or willful tax evasion involved. These rules are technical, and small details can affect eligibility. Infinity Tax & Accounting helps clients understand whether bankruptcy-related tax relief may be worth exploring as part of a broader IRS resolution strategy.

Can you help if I received an IRS notice?

Yes. IRS notices can involve unpaid balances, missing returns, penalties, audits, levies, or other tax issues. The most important step is to understand what the notice says and respond before deadlines pass. Infinity Tax & Accounting helps Houston taxpayers review IRS notices, understand what the IRS is requesting, and take the next appropriate step toward resolution.

Facing an IRS problem? We can help.

Name: Infinity Tax & Financial Services
Address: 4905 Dickens Landing Dr, League City, TX, 77573, US
Telephone: 281-796-1143
Price range: $

Infinity Tax & Financial Services is led by Michelle Hiller, an IRS Enrolled Agent and Certified Tax Resolution Specialist. Whether you’ve received a notice, fallen behind on filing, or are dealing with a balance you can’t pay, we can review your situation and lay out real options — no call center, no guesswork.

Start a Free IRS Case Review

When it’s worth a conversation

You’ve received a notice about back taxes, a balance due, or a proposed assessment.

You have one or more years of unfiled returns.

You owe more than you can pay in full and want to understand a realistic payment plan.

You’re facing a wage garnishment or bank levy and need it addressed quickly.

What we handle

Wage Garnishment Relief

Delinquent Tax Returns

IRS Bank Levies

Offers in Compromise

Installment Agreements

Bankruptcy & Tax Debt

What working with us looks like

01 A credentialed Enrolled Agent reviews your case

Not a call center, not a junior rep; Michelle personally looks at your situation and tells you where you stand.

02 You get clear, specific options

No guesswork or generic advice; a realistic plan based on your actual numbers and deadlines.

03 One firm, start to finish

Once your IRS issue is resolved, we can also handle your ongoing tax prep, bookkeeping, or payroll — all in one place.

Start a Free IRS Case Review

Questions new clients often ask

Will dealing with the IRS hurt my credit?

Not directly, though an unresolved balance can lead to a federal tax lien, which can appear on your credit. Addressing it sooner rather than later helps avoid that.

Is the initial case review really free?

Yes. There’s no cost and no obligation to review your situation and explain your options before you decide anything.

Can you also handle my ongoing taxes once this is resolved?

Yes — many clients move directly into ongoing tax prep, bookkeeping, or payroll support once their IRS issue is settled, so you’re not starting over with someone new.

“Michelle has helped me for years with my personal and business tax returns and all business tax issues, including IRS audits, questions, and IRS payment plans. I couldn’t be happier with her.”

— Carla G.

Let's get a clear picture of where you stand

IRS problems rarely get easier by waiting. Start with a free, no-obligation case review.

Start a Free IRS Case Review

Or call 281-796-1143 — your information is kept confidential and is never shared.